Robert L. Johnson
Chairman of the Board

Robert L. Johnson is the Founder and Chairman of The RLJ Companies, an innovative business network that owns or holds interest in a diverse portfolio of companies in consumer financial services, real estate, hospitality, professional sports, film production, gaming and automotive industries. In July 2007, Mr. Johnson was named by USA Today as one of the “25 Most Influential Business Leaders of the Past 25 Years.”

Prior to forming The RLJ Companies, Mr. Johnson was Founder and Chairman of Black Entertainment Television (BET), the nation’s first and leading television network providing quality entertainment, music, news, sports and public affairs programming for the African American audience. Under Mr. Johnson’s leadership, BET became the first African American owned company publicly traded on the New York Stock Exchange. In 2001, Mr. Johnson sold BET to Viacom for approximately $3 billion and remained the Chief Executive Officer through 2006.

Andre V. Duggin

Chairman and Chief Executive Officer

Founded AV Consultants, Inc. (“AVC”) in 1982 and developed it into a leading commercial insurance consulting, risk management and brokerage firm. Formed Consolidated Risk Services, Inc. (“CRS”) in 1992 and developed it into a leader in the area of alternative risk program management for workers compensation and other casualty line programs. Formed AV International, Inc. (“AVI”) in 1998 as a holding company for AVC and CRS and as a vehicle to manage and direct the future expansion of his insurance services enterprise. Mr. Duggin founded AVI West Coast, Inc. in 2000 to facilitate the expansion of AVI into California and other West Coast states. Mr. Duggin is the majority stockholder and Chairman of the Board of AVI, LLC.

Director of AmeriChoice Corporation, the parent company of HMOs located in Pennsylvania, New York and New Jersey, specializing in managed care programs for Medicaid and Medicare programs. Mr. Duggin has provided consulting support to AmeriChoice and has served on its board of directors since its inception in 1989.

Founder of Comprehensive Benefits Services Company, Inc. (CBSC) that was acquired by a national firm, EBP, Inc. in 1986.

Russell R. Naylor


Russell Naylor is the founder of the Elite Companies. Prior to founding Elite, Mr. Naylor held leadership roles in the insurance industry beginning in the group benefits business in the early 1960’s with The Travelers and, in the 1970’s, started the first Third Party Administration (TPA) firm in the Philadelphia area, which he sold in 1986. He then formed Elite Brokerage Services, Inc.

The Elite Companies provide the following services: benefits brokerage and administration, HR consulting, integrated payroll, voluntary benefits and property & casualty. Also offering a full array of Stop-Loss products to assess risks and all medical components.

With over 1,000 aggregate client relationships, Elite continues to maintain the small business service philosophy that has led to the Company’s ongoing growth and success.

Russell currently serves on various company boards and is Chairman of the Elite Companies Charitable Foundation.

Matthew S. Naylor


Matthew Naylor became Chief Executive Officer for the Elite Companies in 1995. His work history at Elite spans over 16 years. An attendee of Drexel University of Philadelphia, he began his career working for Elite Brokerage Services through the University’s co-op program. Mr. Naylor assisted in founding Elite Underwriting Services with his father and together they have grown the Elite brand from just a single operating company with only a few employees to 8 operating companies today, over 160 employees and multiple locations. These entities include Elite Underwriting Services, Elite Brokerage Services, The Elite Group, Elite P&C, Health Insurance Innovations, RLJ Insurance Services, Naylor Group Partners and the Elite Companies Charitable Foundation (ECCF).

With more than 1,000 clients in aggregate throughout the United States and a diverse set of products and services, Elite continues to maintain the small business service philosophy that has led to the company’s ongoing success and growth in all of the functional areas of operations. Mr. Naylor is responsible for developing the strategic plan to execute on his vision and objectives and to oversee the revenue growth and profitability of the company. With an entrepreneurial spirit, he has built this strategic vision and direction of Elite around the company’s core operating expertise in underwriting, consulting, brokerage and technology.

Mr. Naylor has served on various public, non-profit and private for-profit boards as a Director and Independent Trustee and is very active in his community. He is currently the Chairman of the Board for the Academy in Manayunk and the Vice Chairman of The Elite Companies Charitable Foundation. He has also served on the public Board of First National Bank of Chester County and Chester County Chamber of Commerce and is a member of YPO International. Mr. Naylor is also involved with several industry associations including Self Insured Institute of America (SIIA), Council of Insurance Agents and Brokers (CIAB), Society of Professional Benefits Administrators (SPBA) and Society for Human Resource Management (SHRM).